Prevention Of Fund Of Inductrial Injury Insurance Cost Management Research

The function of the modern industrial injury insurance system is not just limited to theimplementation of economic compensation for injured workers, but combinedcompensation and work-related injury prevention and occupational rehabilitation to makeit play a more active role in terms of maintaining social stability, protect and promote thedevelopment of productive forces. To this end, During the12th Five-Year Plan about thesocial insurance work, our country cleared that we would established and sounded thework-related injury insurance system which combined work-related injury prevention,financial compensation and occupational rehabilitation into one. However, it is animportant issue which need quickly research, decision-making and full implement abouthow to achieve this target and how to ensure the implement of work-related injuryprevention.In general, the pathway of the work-related injury insurance system in injuryprevention is mainly reflected in two aspects. One is to play the economic leverage of thework injury insurance premium rate. On the basis of comprehensive assessment theindustry’s inherent risk’s degree and formulated their overall effectiveness of the safetymanagement, made up the scientific and rational industry differential premium rates andfloating rates. Linked employers’ payment and occupational accidents to encourage theemployer to achieve safe production.The other is set up the specialized fund for workinjury prevention. The fund will be devoted to safety production and advocacy, educationand training about work injury insurance system. The fund can used guide and help theemployer to increase employee’s safety awareness and safe production skills. It’s play acatalytic role for industry’s and corporation’s safety management.From the outcome of the reform and development of the work injury insurance system,we can see that we have formed a relatively mature work injury insurance premium ratemechanism. Through the establishment and orderly implementation of the system ofdifferential premium rates and floating rate system, it effectively promote the safety of theemployer production management and the steady development of the work injuryinsurance fund system.But the second aspect that the construction of special injuryprevention fund system is just in its infancy, there is no rational extract system and use andmanagement models.In order to accelerate suggest the countermeasure and proposal in this regard, Istudied the changes and the current status quo about the cost of work injury prevention,summarized and analyzed the system content and the main problems and reasons about theimplementation process.This article studied about the management of the work accidents prevention costsused the knowledge about Security economics, statistics and AHP(Analytic HierarchyProcess).It involves about the fund’s extraction ratio calculation, use range, managementrights and effect evaluation methods. It is conducive to promoting the work injuryinsurance prevention fund management scientific, systematic and standardized.