The Feasibility Study And Path Design For Forming The Yunnan Provincial Financial Holding Group

Finance is the key segment of the modern economics, and the mixed-industry operation for financial industry had well-recognized by the market. But now the operation and supervise for the financial industry are separately from other industries in China, therefore, to form a Financial Holding Group under current supervisory system, with integration of local financial resources, and utilize the advantages of mixed-industry operation become very important.Yunnan province is implementing the Bridgehead Strategy and is also developing Kunming city as the international financial center in the region, so the development of financial industry becomes crucial. The research of integrating regional financial resources such as bank, security, insurance, and trust fund etc. is to expand the influence of financial industry in regional economic. The research also will strength the collaborate effect of the industry internally and externally, and also will be satisfied by the diversify requirement from customers, and well-motivated the development of the industry, and enhance risk resistance capabilities.This thesis analyzed the definition, advantages, features, and major operating patterns of financial holding groups to indicate the necessity and feasibility to form the Yunnan provincial financial holding group. Furthermore, the thesis will propose the formation path which including structure selection, formation principle, formation plan design, and core competitiveness of the group. Finally the thesis will also give the countermeasure suggestion to the risk resistance capability of the group.There are5chapters for this thesis. The first chapter introduced the research background, research goal, literature review from other journals, and the research methodology and ideas. Chapter two introduced the definition, advantages and classification features of financial holding group, and then analysed both unmixed and mixed operation financial groups comparatively.Chapter three demonstrated the necessity and feasibility for forming Yunnan provincial financial holding group through the empirical researches. Chapter four proposed the formation path, including formation principle, formation plan design, strategic goal, corporate structure and core competitiveness design etc. Chapter five suggested the countermeasure suggestion to risk resistance capability of the group.