The Study On Development Df Village Banks For Example Tiandong North Bay Village Bank

As the new type of rural financial institutions, Town Banks is a product of new rural financial reform. It has a modern company management structure. Servicing for agriculture, rural areas and farmers is its original target. Its emerge has changed the financial services situation in the rural areas and promote the local economic development. The town bank’s development situation, the facing problems and the sustainable development strategies cause high attention from all walks of life of the social. Faced with the fragile financial ecological environment in rural villages, therefore, in the process of ZhanYe, town bank has to do risk prevention work to keep stable development, pay attention to the coordination and cooperation with other financial institutions, and jointly promote the development of rural economy.This paper put rural financial development theory western economics as a foundation and absorbs research achievements in theory from scholars both at home and abroad. through the analysis of the current rural financial development present situation, using theoretical analysis and field survey in combination, quantitative analysis and the method of combining the case analysis, this paper expounds the connotation of villages and towns bank and the positive meaning of their establishment. Then, the paper do a detailed analysis and research on Bangladesh rural micro financial institutions in order to enable our town bank be vividly portrayed. Then, this paper further introduced the background of villages and town bank’s establishment from three aspects namely solving the "SAN NONG" questions from the financial services, central city "extended financial development" and reducing poverty gap. Then this paper introduces village and town bank’s operation features. On this basis, the article discusses the current situation and problems of the development of village and town bank. In the Tiandong Beidu bay town bank’s case, this paper introduces the current situation of its development, points out its problems, and analysis its opportunities and challenges in the future development. Combining with the existing problems of our country villages town bank, this paper puts forward some count ermeasures in town bank’s development from macro and micro levels of our country. Finally, the paper gives prospect in the development of China’s village town bank. I hope that town bank’s development countermeasures which this paper proposed will be helpful for the development of the beibu bay town bank’s development and supply reference for our country village and town bank’s development.