Research On The Reform Of China’s Bank Supervision System

On the basis of existing research and reform practice of certain countries, this paper makes a systematical research on the classification of bank supervision system, it also makes a comprehensive analysis of China’s existing bank supervision system using qualitative and quantitative methods, finally this paper gives a reform framework of China’s bank supervision system.This paper starts with systematical research of bank supervision theories and organizational concept of bank supervision system, new classification criteria is then given considering both of the regulatory body and organizational concept. Considering the reform practice of certain countries, it comes out the challenge and the direction of bank supervision system reform.To investigate the target achieving effect of China’s bank regulatory system, this paper uses both the comparative analysis and empirical research, reaches the conclusion that China’s bank regulatory system works generally well, but existing problems affect the effectiveness of this supervision system. This paper gives a step-by-step reform framework of China’s bank supervision system. The short-term goal is to improve the effectiveness of existing dual regulatory system, the long-term goal is to build a target-oriented supervision system that controlled by the Financial Stability Committee.