The Research On Under The Perspective Of Internal Control Of The Banking’s Risk Management

With the rapid development of Chinese financial sector, the bank’s business activities are becoming increasingly complex, and continue to expand, they face a volatile and risky market at the same time, the urgent need for banks to establish internal control mechanisms and strengthen risk management. To achieve this goal, risk managers must thoroughly understand the company’s risk management mechanism. Moreover, the importance of internal control and risk management is realized by the whole society, especially government departments and banks leading. Establishment and improvement of risk management mechanisms under the perspective of internal control is the basic need of the internal control and risk management for all enterprises, especially the banking sector. Therefore, it is necessary to explore and examine the banking risk management from the perspective of internal control.Firstly, this paper introduces the basic theory of contingency theory, game theory, the internal control theory and risk management theory and these theories in banking risk management, as well as the relationship between the banking internal control and risk management. Followed by the use of relevant theoretical analysis of the problems in banking risk management under the perspective of internal control and genetic analysis,the use of modern methods of management, risk assessment and control theory to study the appropriate preventive measures and control measures of risk can be controlled at a level acceptable to within. Actual, select A provincial branch of China Construction Bank case studies, under the control of its internal risk management evaluation system is to select the internal control of the five elements to the quantification of the impact of the project and risk management of key points, to advocate the importance of banking risk management, internal control perspective, to maximize the value of the company. On this basis, we deepen the comprehensive management of banking risks by the Bank’s Risk Management Committee, Audit Committee, management and other employees to participate in identifying possible risk of the potential impact of various levels and departments on the banks to strengthen the risk management system construction.