The Research Of How To Control The Risk Of The Personal Residence Loan Of Residence Fund

During1990’s, China began to reform its Economic system. China chooses the open-door police and the Market Economy to let the economy developed much more quickly. The Residence system has been changed into people in charge of its own residence problem and the country won’t in charge of the people’s residence problem, in another word, the business of the public won’t divide its houses into personal. It means if a person needs his own house to solve his personal things, he only can own the house from the house trade market by his own money. The poor man will have little chance to have his own house for he doesn’t have enough money. The situation will make the society turbulent. The government wants the people in China all has a house to live, so, the system of residence fund born to help the poor people have their own house.During these years, the system of residence fund has been developed very well and the amount of the personal residence loan of residence fund has been larger and larger. The system of residence is particularly and policy. It is easy to be affected by many factors, as policy, economic society, law etc. So the possibility of the risk is higher and higher. After analysis the collected data, we could find the way to control the possibility of the risk and guards the possibility of the risk by classify the risk etc.