The Research On Financial Cluster In Henan Province On The Background Of Central Plains Economic Region

Financial cluster has become a basic form of organization and development of modern financial industry. Financial cluster competitiveness has become a criterion of the development of financial industry and the evolution of the advanced financial phase, which called as the financial center. In fact, the financial development of Henan has shown a gathering trend, but the level of financial development is still low. Yangtze River Delta, Pearl River Delta and the Bohai Rim region are not only China’s major financial industry gathering areas, but also the formers of the nationwide financial gathering center. In terms of policy guidance, regional financial center is a key factor to regional economic development. The construction of regional financial center, which is responsible for Henan’s capital protection in leading the construction of the central region, is a major strategic development plan in Henan. Therefore, it’s imperative to enhance the comprehensive financial competitiveness of gathering of Henan and to accelerate the development of the regional financial center of Henan.The paper makes a set of theoretical framework on the basis of the financial industry agglomeration theory, the theory of regional financial center and the CBD agglomeration zone theory. First, the paper uses the method of combining static analysis and dynamic analysis to manifest the current financial situation and the overall financial gathering evolution of the cities of Henan Province in three realms including the financial conditions, the financial sub-industry conditions and financial resources distribution; Second, this paper sets a financial agglomeration degree of evaluation index system, which is different from the computational force evaluation index system(Composite measure of a regional financial cluster level, include financial resource gathering scale, the concentration level and the professional level, and economic dependence level),and it also uses principal component analysis to assess the financial agglomeration situation of Henan province; Third, it uses the Wilson model to make an in-depth analysis on the city, which indicates that it has a relatively positive strong radiation in Henan. Then it builds a financial entropy concept and model of gray relational coefficient, from the viewpoint of dissipative structure of the finance, to explore the financial gathering developmental trend of Zhengzhou City; Ultimately, it proposes suggestions some advice to promote Henan’s financial industry cluster development, including advancing the breakthrough in the development of various industry segments, innovate financial products or tools and enhancing new industries, and the development of financial education and personnel training, and to accelerate the construction of Zhengzhou regional financial center. Finally, it put forward protectoral policy for policy recommendations to play a role for better.