Development Of Microfinance Analysis

Microfinance as a new type of financial product, has been in practice and application in many countries around the world, has been valued and promotion, and the formation of a variety of development models.Mianyang Rural Credit Cooperatives model using micro-credit model are formal financial institutions,formal financial institutions in China’s successful experiences from abroad based on the combined characteristics of the rural economy of city of mianyang, the credit needs of local farmers, designed to supply a set of conditions different from the traditional financial services management。In order to promote rural economic development, increase income of farmers, China’s micro-credit also needs to play a greater role. Mianyang Rural Credit Cooperatives in the background, began to develop micro-credit, rural credit cooperatives as a regular main force in the rural financial system in the new rural development play an important role. In this paper, Mianyang City, microfinance rural credit cooperatives with a SWOT analysis in-depth analysis, respectively, from policy, market, operating mechanisms, so to compare, to choose the City of mianyang in the development of rural credit cooperatives microfinance rural households used in the course of business Strategy. In this paper.drawing on international success on the basis of micro-credit model, put forward relevant recommendations, the effective implementation of the recommendations will increase the development of rural credit cooperatives in Mianyang City, micro-credit business core competencies, it will last long-term stability Development, rural economic development in Mianyang City, make a significant contribution, and contribute to the improvement of rural financial system.