The Crime Prevention In Activities Of Risk Prevention And Control Of The Commercial Bank

Financial crimes accounted for a large part of the Criminal Law, engulfed in the tide of economic globalization today, our financial industry is facing great challenges in the process of catching up with the rest of the world. To adapt to the rapid development of the financial industry, the financial industry managers should advance with the times. Commercial Bank of risk prevention and control work should be unremittingly, and more efficient and targeted for the challenges of the new types of crimes.In some monographs and scholarly articles in the past, many scholars have explored the causes of financial crimes, risk prevention and control of financial institutions, financial crimes prevention. In this paper, we discuss the difficulties the commercial banks may face and the responsibility they should assumed in the process of crime prevention, from the point of control of commercial banks risk.The crimes in operations of commercial banks were analyzed on the whole in the first part. The status, characteristics and causes of crimes in the commercial banking operations were elaborated. Anything should be looked ant the nature of the outside to the inside from the phenomenon, so this part of this paper enumerated some cases and data related to describe this kind of crimes. We also analyzed the social causes, economic reasons, external reasons and man-made reasons to propose appropriate preventive measures in the following discussion.The most representative crimes in accordance with the commercial banks were mentioned according to the classification of business activities of commercial banks. We classified the crimes according to our criminal law in order to be understood easily. Then we linked to the work that should be down in the risk management of commercial banks, proposed the corresponding countermeasures and suggestions for the prevention of these crimes, including the macro level and micro level, internal and external, technically and institutionally. And the types of business in the commercial banks are divided into:credit business, finance business, fund management, technology management, integrated management, and ordinary course of business. Some data and cases were cited, and a full elaboration was be made. From small to large, objective to subjective analysis, we proposed a solution. Then according to the actual situation and our own experience, the opinion of the dilemma may face in the actual operation was made from in the author’s own view.This article discussed risk prevention and control of commercial banks from the perspective of criminology. It has a certain practicality and novelty. It was designed to provide the appropriate countermeasures to prevent crimes in the commercial banks of various types of business, to put forward new views on risk prevention and control, and also provided a theoretical reference for the control of various crimes in our other financial systems.