China’s Borrowing Legal Issues

In recent years, China’s economic development in the private lending has an increasinglyimportant role, especially for our small and medium enterprises for private lending can play agreater role. But some of the problems exposed by the long-term survival in the undergroundprivate lending has also disrupted the pace of development of the market economy, also hinderedits pace. During which government regulation on the issue of private lending has always beennot in place, the regulatory authority is not clear. No unified guiding ideology of relevant lawsand regulations, private lending when legitimate, when illegal boundaries blurred. This situationmakes private lending outside the gate, walking in the regulatory system and bring instability tothe financial system and social factors. Less than owned small and medium-sized enterprises andindividuals either financial or financial owned then be suppressed, the private lending isdescribed as "ungrounded gas financial. Zhejiang overflow City Investment ManagementLimited and Chairman from2006"little girl" Du Yimin2012Zhejiang the true qualitiesHoldings Co., Ltd. Legal Representative "sister" Wu Ying, people for what subject to privatelending, civil borrowing rate limits what clueless, are not clear. Therefore, the study of privatelending is essential.Start leads to private lending problems need to be studied in this article from the case of WuYing, divided into four chapters are discussed.An overview of the Wu Ying merits the proposedcontroversial point range.The main body of China’s private lending and purpose of the screening,which covers the status of private lending body, improve the basis of the folk lending institutionsidentified, citing the cases of analysis.The chapter is the analysis of the reasonable limits ofChina’s private lending funds rate, including China’s private lending interest rate status quo, clearthe reasonable limits of China’s private lending interest rate, cited the cases of analysis.The lastchapter is the perfect proposal for the regulation of China’s private lending, this chapter firstanalyzes the regulatory status quo of China’s private lending, followed by the perfect proposalfor the regulation of China’s private lending last cited case analysis.