Electronic Payment Of Financial Consumer Rights And Interests Of Administrative Law Protection System

Great attention has been paid to the administrative law protection of financial consumer interests as it has become so serious a matter all over the world. In the current issue of the increasingly serious electronic payment situation, the financial consumer interests is of great significance. So, through the establishment of a special the administrative law protection of financial consumer interest legal system to protect the public will be in the context of trade safety on the road to reform and innovate one of the important contents in the new historical conditions.The financial consumer interest administrative law protection legal system has its strong theoretical foundation. Compared with the developed countries, despite our legal construction has made obvious progress, there are still serious shortcomings. Some of the basic theoretical problem in the electronic payment regulation legislation is not resolved yet. The administrative law protection of financial consumer interests is not effective in protecting. The main obligation of financial consumer interest administrative legal protection is less. Our country has not set up a standardized system for the administrative law protection of financial consumer interests.On the basis of the current status of our administrative law protection of financial consumer interests analysis, under the conditions of the advanced experience of foreign developed countries, it needs the open reform and innovation under the conditions of the advanced experience of foreign developed countries, and it also needs the open reform and innovation to our administrative law protection of financial consumer interests legislation under the conditions of the advanced experience of foreign developed countries. Based on this, I have made some contribution for a better administrative law protection for financial consumer interests in the legislative model, the legislative intent and the fundamental principles, the basic system and the administrative law protection of financial consumer interests is of coordination between the relevant laws. I wish it could be summed up, and provide experience for the whole of the legislative council in the consumer administrative protection and promote the development of the system of administrative law protection for financial consumer interests in electronic payment arena.The introduction chapter elaborated macroscopic background and theoretical basis of network financial consumer protection from multi aspect of view, proving the strong theoretical background support for the exist of this system, including:First, electric payment brings great challenges for the financial consumer protection, an urgent demand of administrative protection is needed; Second, in the time of right, financial consumer interests should be protected as a constitution right; Third, this is a time of Electronic Economy Age, the importance of financial consumer protection shows, demanding worldwide government to take every measures to complete it to meet with the new demand of financial consumer protection in internet environment; Forth, great pressure of financial consumer protection is brought in under the time of global economic integration, and this is another important international background for the building and development for the administrative protection system in our country.The first Chapter considered the nature and main principles of the administrative law protection for financial consumer interests in electronic payment arena from three perspectives. First, defined the meaning of the electronic payment and administrative law protection for financial consumer interests from the aspect of theoretical definition; then, analyzed the characteristics and classifications of the administrative law protection for financial consumer interests; last, demonstrated the advantages of administrative law protection for financial consumer interests.Based on the existing Chinese laws and regulations in the field of administrative law protection for financial consumer interests in electronic payment arena, the second Chapter tried to indicate the current system deficiencies from all aspects.The third Chapter considered the nature and main principles of the administrative law protection for financial consumer interests in electronic payment arena from three perspectives. First, defined the meaning of the network copyright and Internet Copyright Administrative Protection from the aspect of theoretical definition; then, analyzed the characteristics and classifications of the Internet Copyright Administrative Protection; last, demonstrated the advantages of administrative protection of copyright.The fourth chapter made specific comments about existing legal system of administrative law protection for financial consumer interests in electronic payment arena.The fifth chapter made specific comments about institution improvement from the perspective of administrative law protection for financial consumer interests in electronic payment arena.