The Folk Lending Case Analysis Of Zhang Zhixing V. Guidong County Hualiang Mining Co.

Along with China’s rapid economic development and further expansion of reform and opening up a variety of small and medium enterprises have sprung up, followed by Small and medium-sized enterprise financing problems have gradually become issues of concern. By the laws of private capital for analysis, as well as problems that may arise in the private lending contract analysis, further proposed to put forward some suggestions for private lending trends, trends and norms, and to propose a solution for SME financing.There are four parts of the full text.The first part:This section briefly describes the case of Folk lending disputes,Which is the plaintiff of Zhangzhixing accused the Guidong County Hualiang mining Co., LTD. This case eventually was settled through the second trial, in the process, there have been some problems. In this case with a different point of view. This part will be to dispute the deep reasons of the analysis.The second part:on the case of the theoretic analysis, combined with the definition of the folk lends and constitutive elements of folk loan and so on, researching the difference and connection of folk loan and further explores the legal nature of folk lending,and analysis of the case of private credit laws applicable.The third part:re-examine the case, mainly a detailed analysis of the controversy in the case. And the case as reflected in the issue, some thoughts and suggestions. Such as thinking, identified the nature of the private lending private lending direction.The forth part:on the analysis of foreign folk lending legal system, to perfect our country folk lending system put forward relevant Suggestions.