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Research On The Financial Supervision Of The Third-party Payment

Posted on:2013-07-19Degree:MasterType:Thesis
Country:ChinaCandidate:J W SunFull Text:PDF
GTID:2246330371486474Subject:Economic Law
Abstract/Summary:
Nowadays, with the popularity of Internet and the development of e-commerce, the third-party method of payment appears. Third-party payment agencies develop rapidly with no legal regulation, but with the "non-financial institution payment service management approach" and implementing regulations are published, it is formally brought into the financial supervision system.Because of this law is the first legislation about third-party payment, its rules need to be improved.As to the supervision of third-party payment agencies-the special subject, we need to make it clear that the idea of supervision and the standards of supervision, it is important for third-party payment agencies to develop further.In addition to the introduetion and conclusion, the body is divided into four parts:Part I:An overview of the third-party payment, such as the concept of third-party payment, the features of third-party payment and the mode of operation. These defined the object of this paper.Part II:An elaboration of the financial supervision’s present situation at home and abroad.Through introducing it,we can further understand the financial supervision of third-party payment.Part III:Raise the questions of the financial supervision of third-party payment in our country, and analyze them from the perspective of the supervisor to third-party payment agencies, the object of financial supervision and the degree of financial supervision.Part IV:From the macro level, this part discusses the ideal of financial supervision and the legal status in the financial supervision system in order to promote a effective and moderate financial supervision system of third-party payment.
Keywords/Search Tags:Third-party payment, excess reserves, financial supervision, legalperfection
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