The Analysis Of Internal System For Citibank (China) Retail Banking Business

The article aims to the development of Citibank (China) and introduce, expatiate its internal structure. We focus on the difficulties & challenges on operating Retail Banking business. Also we pay attention on the solutions and effect of solution.We start from the background, history and characteristics of retail banking business; and analyze the actuality of local banking business and the status of foreign bank in China. The most importance, we introduce the management status and strategy of Citibank (China). Based on the own working experience in foreign banks and Citibank, the writer collects the materials and problems happened in daily business to explain the problems happened in business and figure out them.In current banking business of China retail banking is still on developing stage and the market of personnel customer is far more than maturity. At same time the personnel wealth has grown to quite volume, especially in East China littoral cities. The tremendous market demand leads to rapid development on retail banking business. But it's still lack of financial products, skill of risk control and qualifications of practitioners.As the famous global financial institution Citigroup have been proved on the strategy and internal infrastructure establishment. It's also the pioneer to enter retail banking of China as a foreign bank. Their experience and success can be good reference to other financial institutions and retail banking business department. We can learn from those internal experiences of Citibank (China) and help local retail banking business and local bank to solve the problems occurred in operating.As the global business of China financial institution are growing, it's helpful to understand the management & concept of a international financial institution for local bank.