The Research Of Small Jewelry Business Short-Term Financing Mechanism Innovative

Jewelry industry is the urban fashion industry, can effectively stimulate consumption, stimulating demand and promote economic development and industrial structure adjustment and upgrade of the entire socio-economic development plays an important role in the jewelry industry is capital-intensive and labor-intensive industries funds to the jewelry industry is a prerequisite for development. Jewelry industry with financial demand, the seasonal characteristics of the financing, the development of jewelry industry without the support of a lot of money, but most of the funds required for the development of enterprises from corporate external financing, small jewelry business is the main body of the jewelry industry, However, the financing problem of small and medium enterprises gradually jewelry prominent, especially short-term financing problem has seriously hindered its development, how to solve the problem of short-term financing small jewelry business has become theorists, business and financial issues of common concern.In this paper, take short-term financing of small and medium enterprises jewelry for the study, analysis of small jewelry business in the short-term financing situation, problems and reasons, by comparing the domestic and foreign short-term financing small jewelry business, get short-term financing of inspiration, and a comparative analysis of the current short-term financing, and small jewelry business based on their own characteristics and the characteristics of China's financial market for short-term financing options, and finally raised short-term financing mechanism for small jewelry business innovative direction. By studying get the includes:the needs of small and medium enterprises according to their characteristics of jewelry to select the appropriate short-term financing, while much-needed innovation in the short-term financing mechanism to support its short-term financing needs.