Research On The Development Of Rural Financial Institutions-Research On Sustainable Development

The financial industry is the core of the current world economic development, China's rapid economic development is the basic guarantee. China's rapid economic development in the overall process, a huge difference between urban and rural economic development, in order to achieve our ultimate goal of common prosperity, China since 1978 for rural areas of the financial institutions a wide range of reforms.In December 2006, China Banking Regulatory Commission promulgated the "Banking on the adjustment of financial institutions in rural areas, access policy, to better support the building of new socialist countryside Some Opinions", the promulgation of this policy, making the reform of China's rural financial institutions speed more quickly. And national economic development, rural finance is an important economic development in rural areas, support the development of rural financial institutions in support of national financial systems, "three rural" policy of the organization to implement the carrier at the same time, the development of the rural financial system is directly related to our building a moderately prosperous society in the overall goals.In the process of economic development, China's financial reform is deepening the development of rural financial institutions have undergone tremendous changes, gradually reduce the state-owned banks in the rural areas of the network settings, policy-oriented rural financial institutions and the provision of financial services also to reform and adjustment, most of the rural postal savings funds to absorb, making the current rural financial institutions have become relatively weak, while money supply and demand in rural areas has become increasingly severe. Therefore, in order to better develop our rural economy, continue to deepen reform of rural financial institutions has become very urgent.This paper simple describes some of the major significance of the background literature reviews of the related articles, the structure of the paper and lack or creation of innovation.The first chapter give a brief introduction to China's rural financial institutions, development status, confirmed the development achievements, but also pointed out development problems had been found; second chapter briefly addressed the significance of the reform of rural financial institutions, from the necessity and feasibility of the reform views described two perspectives; third chapter discusses the sustainable development of rural financial institutions, the meaning and importance; fourth and fifth chapters, respectively analysised the current constraints of sustainable development of China's rural financial institutions in the micro and macro factors; the sixth chapter in the discussion based on the above analysis, put forward China's rural financial institutions to promote sustainable development; finally the seventh chapter make the full text of a brief summary.