The Research On Influential Factors About The Development Of Intermediary Business Of Chinese City Commercial Banks

Under the condition of the financial system deepening reform, non-bank financial institutions and business competition raged banking institutions, the profit space of commercial banks'traditional assets, liabilities business becomes smaller and smaller. The intermediary business which is involved a wide range with the characteristics of lower risk, more flexible, has become the key to improve banks' competitiveness among business development direction. Developing intermediary business of our banks is an inevitable requirement to participate in international competition. But compared with the foreign banks, the development of our city commercial banks' intermediary business remained backward. As an important member of the commercial banks, the city commercial banks, is established on the basis of servicing the local economy, servicing local citizens, so that it has distinguishing features.This paper makes a research on influential factors about the development of intermediary business of Chinese city commercial banks. First, this paper reviews the research status of the intermediary business, introduces the related theory. Then, this paper combines the methods of standard analysis and empirical analysis to separate the factors into two aspects, using empirical analysis to get the compositor respectively. Finally on the analysis of the internal and external factors, combined with city commercial banks'features, this paper proposes countermeasures and suggestions.