The Inquiry Of The New Rural Old-age Insurance System Optimization Path

Population aging is an irreversible trend in the next few years. With the increasing Rural elderly population," raise children to provide against old age"," land endowment" and other traditional pension mode function is degradation, which highlights the rural old-age insurance system construction is necessity. The new rural old-age insurance system is the inevitable requirement of social security system balance, it is also an significant move of accelerating advance urban and rural basic public service equalization, it makes the farmer" sense of security" ideal will soon become a reality.The old-age insurance system in rural real developed in the last century 80's, in 2009the country launched The new rural old-age insurance system, which is summing up past experience and lessons based on the pioneering work. According to the regulation, to 2020, our country will establish the basic coverage of The new rural old-age insurance system, it is necessary to combine the pilot and promote the process of the existing problems, and find out optimization path, in order to achieve the goal.This article based on domestic and foreign rural social endowment insurance system, and use the institutional change theory to review the rural old-age insurance system evolution process; according to Maslow's hierarchy of needs theory, Lewin's field theory and welfare economics and welfare state theory, The new rural old-age insurance system are analyzed, and pointed out that in the process of new agricultural insurance promoting and optimizing, which exists of problem, There is a degree of coverage and security level is not high, fund raising, value and regulatory capacity is insufficient, management mechanism is not perfect, system difficult to convergence, laws and regulations system is not perfect and other outstanding problems, it is necessary to study through theory and practice summary, find out the crux of these problems, and puts forward the further promotion of new farming protect the job, and put forwards correlation suggestion of improving the system implementation effect..