| Finance is the central factor of the economical society. Commercial banks are the most important part of the whole financial industry. To achieve standards of international level, foreign strategic investors had been brought into by domestic commercial banks for promoting the reformation with the help of outside. China has realized this commitment of formally opening from 2006. For improving core-competitivenesses, more and more domestic commercial banks begin to introduce foreign srategic shareholders. The operating efficiency of commercial bank will reflect the implementing of introducing foreign srategic shareholders, so it contains certain theoretical and realistic significances through discussing the relevant effects and give advices by the way of empirical study.Reviewing relevant theories and analysing current situations and influencing factors, building index system and make panel data models, and using software of Eviews, then get some conclusions. The impact of foreign strategic shareholders to profit efficiency was positive. The tendency of effects took on descline and ascent current with the shape of U and the lag phase was about two years. It not only had obvious effects about capital management efficiency and risk control efficiency, but also modified non-performing loan ratio and capital adequacy ratio notably. Middle sized banks had better abilities to make use of foreign strategic shareholders, innovate and expand source of revenue and improve the efficiency of off-balance sheet activities than big sized banks. Foreign strategic shareholders lead the increasing of management cost rate currently, there is the lag phase could show the efficiency of cost controlling. In a word, foreign strategic shareholders have obvious effects to increase operating efficiency of commercial banks. It was obvious that domestic commercial banks absorbed advanced management conception and transplanted technology coming abroad gradually. |
PDF Full Text Request