Shijiazhuang Branch Of China Everbright Bank Operational Risk Management

Risk management not only occupy an important position in the management of global financial institutions, but also difficult to avoid the financial sector in China today, we must to face the problem. According to Basel II, banks face the risk comes mainly from three aspects, namely, credit risk, market risk, operational risk. In recent years, commercial banks have realized the importance of operational risk, effective management of operational risk play a crucial role for the safety and soundness of banks. Operational risk and credit risk and market risk are very different, it exists in all aspects of banking activities in the ordinary course of business, and operational risk losses are often expressed in the credit risk and market risk, blurring the lines between the three, so the operational risks both in terms of measurement technology or management methods are not yet mature, needs further development.This Paper firstly introduces the research background and significance, research status, and then from the definition of operational risk content of the paper introduces the classification and characteristics of operational risk, operational risk management, the development process, prudent management of operational risk framework, commercial banks and international banks in the operational risk management and operational risk management system gap analysis.Shijiazhuang Branch of China Everbright Bank on the current operational risk management system introduced an operational risk from the case and the Banking Bureau, Hebei site inspection of its operational risk, analyzes the Bank's operational risk management problems and causes.Finally, the paper from the Scientific Development of the operational risk management concept, the establishment of upper and lower linkage of operational risk management organizational structure, creating a chain of operational risk management processes, strengthen internal supervision and external supervision, focus on corporate culture, design, promote internal control culture five aspects of the building proposed for the branch of China Everbright Bank, Shijiazhuang, operational risk management strategies.