Research On Efficiency Of Commercial Bank On Chinese Stock Market

China's reform and development over three decades, has already established a socialist market economic system.In a market economy, finance is the core of the economy, and in the financial markets, commercial banks played a key role.Effective allocation of social capital for economic development and effective market power of commercial banks operating currency is the object of special financial institutions, commercial banks have a direct impact on the configuration of social capital, thus affecting the social and economic development, and thus the efficiency of commercial bankshas great significance.In our country there are hundreds of commercial banks, but commercial banks dominate the market, this paper listed commercial banks in China will study, through analysis of its efficiency is to identify some of the major factors that influence efficiency, according to the specific issuesmake recommendations accordingly, combined with international proven methods to solve these problems given the countermeasures, which can help improve efficiency.China to enhance the efficiency of listed commercial banks, is bound to the entire banking industry, and even the financial sector, China's economic development will play a huge help, so this study has important practical significance.This paper studies the problem of the efficiency of listed commercial banks are divided into two phases.The first stage, the efficiency of this study to be a definition, and then measure the efficiency of the use of sophisticated methods to measure the efficiency of the value of listed commercial banks in China, to analyze the efficiency of listed commercial banks in problems.Because this study focused on the second stage, this article only the efficiency of commercial banks use special technology to compare the efficiency of the use of the measurement method is also directly reference the most mature of the DEA method to measure.The second stage, the value of the measurement results through efficiency, theoretical analysis of the efficiency of commercial banks listed on the existence of the problem, identify the key impact of the efficiency of several factors.Then the structure of the theoretical analysis to quantify and identify some of the key indicators to quantify the value and efficiency of multiple regression analysis.Analysis of these quantitative factors and the efficiency of existing relationship, to provide the final basis for direct measures to enhance efficiency.For example, the quantitative property, the proportion of total assets, nonperforming loans, deposits and loans ratio, the proportion of intermediary business income, capital adequacy and market indicators and 7 years of technical efficiency regression analysis, and then find out the corresponding countermeasures. Subjects of this study so far of the 16 listed commercial banks, the sample data for 2006 to 2009 the banks of its corresponding index value.