| There is a large territory in China, the economy between different areas is so difference, especially this differences are quite obvious. The differences of economic lever leads to the different of pension between country with city. To protect the basic living standard of the old is our goal in common, it is the basic of rural economy development, Because the aged tendency of population is aggravating. Only the economy of rural is developing, the lever of China economy can really improve. The Seventeenth Congress of the CPC put forward establishing the system of social security which is covering the urban and rural residents, and put forward the basic life level of people. The Party's Third Plenary Session in The notice of proving the rural reform and development proposed that implementing larger coverage, protecting the basic life level, more stages and sustainable development principles. Now every area is carrying out the appropriate pension, the mode of pension is the key of pension system.The mode of rural pension in world has three types, which are the system is pay-as-mode, Fully funded system mode and Partial Accumulation mode. Trough analyzed that types to choose the type that is proper our country and the economy level of rural. We should reference to the fund-raising model of rural pension at abroad and take the advantages in our funding-raising model of rural pension to improve our rural pension system. During several years of exploring the funding-raising model of rural pension, there are Shandong model, Sunan model and Beijing model and so on. Those models are appropriate to the farmer, They can solute the practical problem for farmers, improve the living level of the older in rural, protect their basic life and the positive of the farmers who have participating the pension.Our funding-rasing model of rural pension has many difficulties, such as intensity of financial subsidies is less, collective benefits is missing, personal income is low, source of funds are narrow. The development of rural pension are obstructed by those problems. It is not conductive to establish the rural pension system and expand the coverage of the pension. We need improve the related systems, through the intensity of financial subsidies, increase the source of funds,unite the funding-raising model of city pension and the rural's to improve the funding-raising model of rural pension and reduce the gap between city and rural. Though the commercial insurance to reduce the financial burden, to protect the living level of the old who are living in rural. |
