The Study On The Chinese Fiscalization Of Financial Risk

Fiscalization of financial risk is government adopts some policy measures to circumvent and defuse financial risks, the risk of the financial industry on coherence to the government, this kind of phenomenon at home and abroad have often appear, is imperfect market economic system, the inevitable result. In China, the fiscalization of financial risk has its historical origin, also has its objective necessity. Historically, bank for a lot of should not assume social responsibilities, this gives the present f fiscalization of financial risk buried the foreshadowing, in addition, due to current financial problems, plus the commonality of wholly state-owned or holding financial institution in the financial system in a dominant position, so defuse financial risks duty is natural fell on government financial body, causing fiscalization of financial risk.Since the 1980s, in international political and economic situation, some drastic changes state bank risk frequent, regional financial crisis continuously make financial security and national financial security problems by global countries universal attention, the strength of the state financial strength also directly determine the government the ability of coping with a financial crisis. Our country is still in the planned economy to the market economy system transition process, adapt to the market economy requirement specification system still rule in construction, the responsibility and authority of the government and the market, the government behavior is fuzzy boundaries, this special lacks criterion reality determines the financial risk and the financial risks are closely related, inseparable. In this case, this paper explores financial risks into the causes of the financial risk, financial risk analysis of cost and income fiscalization of financial risk cost and income, and discusses the financial risk into financial risk in promoting rational boundary finance, banking, and even the entire national economy national economy benign circulation has the vital significance.This paper is divided into five parts, the first chapter introductory remarks, this paper expounds the background and significance, domestic and international related theory, and the basic structure and paper research methods. The second chapter our financial risk and the status of the cause analysis fiscalization of financial risk financial risk, expounds the present situation of Chinese financial risk, and fiscalization of financial risk historical reasons, the financial industry at present, and the existing problems and the development of modern social economic stability of the objective requirement of the government function. The third chapter of our fiscalization of financial risk approach, this paper expounds the current financial risk into the main ways of financial risk. The fourth chapter of the financial risks in the theoretical analysis of fiscalization of financial risk cost-benefit analysis using the transitional period fiscalization of financial risk analysis, establish a fiscalization of financial risk cost-benefit model, the transformation of reasonable boundaries, analysis The fifth chapter fiscalization of financial risk reasonable suggestions, according to the above analysis, the present our financial risk fiscal reasonable Suggestions.