A Study Of Devolepment Mode Of Credit Insurance In China

The credit insurance and the credit derivatives both derived from the developed countries such as America and some European countries, and both had long successful history of nearly hundreds years. They promoted these countries'economy and export respectively. The trading volume of the credit derivatives excess the function economy's volume, and the credit insurance promoted the British, the France and the Germany's export and investment, domestic credit trading too.China is in the moment of economy development model transformation, the serials new finance products sustain the economy develop quickly, make China the same standard with world, it would shorten the process of China economy. But these products'impact and harm do not appear for their short time in China. It would be a credit economy when the market economy develops, the credit insurance should promote the credit economy, how to bring into play its' positive function when the China economy develop in the cross and avoid its' risk is a problem now.The tow products are similar in some extents, and the credit derivatives'affects and scopes are much more than the credit insurance, but its' problems are appeared in the 2008 finance risk, In this article, writer would contrast and analyze the tow products, and try to use the credit derivatives'trading in the credit insurance base on the summary of the two's similar and other aspects.After that, this article would make suggestions to the China credit insurance's problems, and study the development model of the credit insurance in China.