China in the 21st century mid-term will face serious the problem of aging population, and it is a agricultural country, Most of the Chinese elderly are concentrated in the countryside. In the economic development process, rural have more and more left-behind old man, Their support problem caused the scholars' attention, thus put forward the concept of the rural old-age insurance system. But in the implementation process is extremely difficult, especially in economically backward in a remote area of the countryside. This paper will discuss the present situation of Chinese rural endowment insurance and problems to be resolved, etc,to talk about the defects of the China's endowment insurance. Meanwhile in the implementation of endowment insurance process, we should learn from the successful experience of developed countries. At the same time, we should combined with the actual situation of our rural. To create a suitable for China's rural development pension insurance system. Finally, this article will to existing problems and puts forward some feasible suggestions, such as institutional improvement, capital system establishment, etc. |