On The Guarantee Market Regulation Of Our Country

The fast development of Guarantee Industry has improved financing environment and supported development of small and medium enterprises. However, as a new industry, there are a series of questions related with Guarantee Industry, such as small guarantee agencies, the missing of risk scatter and compensation mechanism, single guarantee product, irregular guarantee agencies operating, imperfect guarantee market regulation and so on. These questions, especially imperfect guarantee market regulation seriously re- strict the lasting development of Guarantee Industry now.Attaching importance to the lasting development of our country's Guarantee Industry, the thesis discusses sounding and perfecting guarantee market regulation. The thesis has four parts in all. The first part focuses on the basic theory of guarantee market regulation, discussing on the relation and difference between gratuitous guarantee and compensated guarantee, policy guarantee and commercial guarantee, and introducing detailed in Guarantee Industry's character and status, form and operating rules, self-discipline and regulation, significance and effect, legal risk and the prevention of legal risk. The second part pays attention to introducing the development history and present situation of our country's Guarantee Industry, and making an analysis of the questions related with Guarantee Industry and guarantee market regulation. Based on that, this part discusses on the necessity of reinforcing guarantee market regulation. The third part introduces the two abroad patterns of guarantee market regulation, which are the western pattern represented by American and the East Asian pattern represented by Japan and Korea, and makes a comparative analysis of the two patterns. The forth part discusses the sound and perfect of guarantee market regulation in five aspects which include definitude charging subject, definitude charging responsibility, enforcing industry's self-discipline, norm governmental behavior and perfecting related structure of the law.