Reform Of State-owned Commercial Banks Of China's Minority Areas Discussed

Within recent years, the reform of state-own commercial bank (SOCB) is a hot spots problem in the field of financial field reform, The reform for SOCB has become an impeding problem, especially after China entered into WTO. The academia has already proposed a lot of suggestion for the reform of SOCB.As far as these suggestions are concerned, they were mainly focus on macroscopic aspect, or put forward for well-developed region that has intense competition. From national economics perspective, this paper adds some new insight on the reform of SOCB in the minority area of China.The reform of SOCB for minority area of China needs the central government to offer preferable policy environment. Meanwhile, there are a lot of concrete measures that it can adopt for SOCB, such as the SOCB of minority area should accelerate adjusting by itself, develop the intermediate business that have regional characteristic vigorously; strengthen human resources management; establish and perfect marketing system, support the unique industry of minority area. etc. At the same time, during the process of reforming, it should also emphasize on internal control, perfect outside supervise, coordinate with the reform of financial institute and try to establish a harmonious financial ecological environment.