Commercial Banks In China Personal Financial Services Development Research

With the globalization of financial service, only relying on traditional business can't satisfy our country commercial bank to realize their profit purpose and need to strengthen competitive power yet. In recent years, the intermediate business represented by business of management of personal money of commercial bank has development of a certain degree. The business of management of personal money of commercial bank in our country has developed in the past 10 years, especially in recent years the status of it improve constantly in the commercial bank of our country. It is becoming key business of next development of commercial bank of our country progressively. On the basis of forefather's research results, from theoretical to practice, from issue to counter measure, compare from our country's current situation to the world , this text has carried on the systematic argumentation to the business of management of personal money of commercial bank of our country, especially done more detailed introduction to several more powerful products which the commercial bank put out in business of management of personal money in recent years. The article is made up of the follow parts:First is the documents in home and abroad and my own personal view on the management of personal money business, on this foundation discussed the great meaning of our country commercial bank to develop business of management of personal money.Second is some basic achievements of business of management of personal money from domestic to international commercial bank at present and the basic situation of our country commercial bank to develop business of management of personal money in the past 10 years systematically, and elaborated the necessity and the practical feasibility of our country commercial bank to develop business of management of personal money...