Commercial Banks In China Personal Financial Services Risk Prevention

Our civil commercial bank finance innovation step quickens and the development of finance internationalize along with the finance open , and persona] financing business becomes the focal point of commercial bank vocational work development gradually for finance consumer provides the synthesization and individual of personal finance service , and also will become various kind of certain trend that the commercial bank vocational work was expanded . The restriction of aspects such as finance law systems, finance management system and money market growth level etc, and developing the vocational work personal financing business at home unavoidably to run into many new problems . The problem how appropriate dealt with in the vocational work development well managed money matters , raising the management standard to manages money matters the vocational work risk of commercial bank , strengthening supervising to managing money matters the vocational work is the important subject put in face of our country .Thesis major is analyzed methods such as application standard analysis and authentic proof, internal researches and international fairly each other combination .The risk guard problem research content of the vocational work to our country commercial bank personal financing business is following:Firstly, by summarizing the documents in home and abroad, and studies the development background that our country commercial bank personal financing business the vocational work on this foundation , and analyses the developing actuality, and chiefly include: The present situation of finance dividing industry restricts personal financing business development space. The product breed of our civil commercial bank personal financing business is single, and has the homogeneityization tend. Being short of relatively the vocational work operation system of independence .Being short of the all-round nature finance person who has specialty knowledge and technical...