Bank Of China (sichuan Branch) Intermediate Business Profit Model And Its Application

As the important earning source of banking industry, the intermediary business has not got the equivalent earning power under its rapid development recently. Compared with the foreign banks, the profit of the intermediary business is occupying only a small part of total profit in Chinese state-owned banks. Therefore, the intermediary business has been becoming the most potential part in future.Through researching the earning model of intermediary business for Bank of China, this thesis gives a detailed analysis to the reason of its low earning power, brings forth the problems existing in banking industry, and suggests that only the reasonable-designed earning model of intermediary business is the fundamental way out.First of all, the thesis provides the researching background, with which it analyses the actuality of the intermediary business of Bank of China (BOC). And through comparison between the earnings positions of intermediary business of Chinese and overseas commercial banks, it pointed that the solution is to establish the logical earning model for intermediary business.Then, it construes the current earning model of intermediary business. Through cases, true figures and analysis of structures and proportions, it makes the conclusion, i.e. reasonable-designed earning model of intermediary business helps improve the earning power.At last, it explains the crucial function of the technology's support to this model from the aspect of information technology.It may hope to help improve the earning power for commercial banks in China and promote the intermediary business through this thesis.