Economic Capital, Research, And Comprehensive Risk Management Of State-owned Commercial Banks

With the continuous deepening of China's reform and opening up, theexisting financial system is dominated by state-owned commercial banksreforms of the financial system as a whole weather vane. In recent years,domestic theorists of the state-owned commercial banks risk managementissues more in-depth research on economic capital management practice hasalso entered preliminary stage. The reform of state-owned commercialbanks to penetrate and analyze the state-owned commercial banks need toestablish a comprehensive risk management system, and capital managementin the economic basis of the feasibility of the establishment of acomprehensive risk management system for a more comprehensive discussion.The first part of the economic capital and risk management conducted acomprehensive definition of both theoretical development process, and theinterrelationship between regulatory capital and other related, basicconceptual explain in detail.Part of the state-owned commercial banks risk management status analyzedsummarizes the main issues of reform of state-owned commercial banks, andto the economic capital of the Netherlands bank management system, forexample, commercial banks in the West advanced risk management modelsintroduced.Part III-depth analysis of the economic basis of the overall riskmanagement of capital management system feasibility.Part four to the characteristics of state-owned commercial banks, fromthe management structure, management models and other aspects of theauthor expounded on the specific reform measures.The last part, the author of the article summarizes the exposition, andsummarizes the core of this argument. First, the economic capital on thebasis of a comprehensive risk management system for the management of thenecessity and feasibility of the new Basel II is made in the implementationof agreements author's view.