The State-owned Commercial Banks To Introduce Strategic Investors

Finance is the core of modern economy. The banking industry as the main financial industry inChina's current financial system reform strategy is in the most critical location. It can be said that"economic decisions finance, financial effect on the economy" basic principles are profoundlyaffecting the process of reform of state-owned commercial banks and development of the entireeconomic reform process. At present, the most prominent and critical issue is the solelystate-owned commercial banks shareholding system reform, we must seize the short time beforefull liberalization of the financial sector, a related reform: in the financial restructuring, theintroduction of strategic investors to promote the standardization of state-owned banks to improvecorporate governance structure, through state-owned banks in the capital market for publiccompanies and accepted by the market hard to upgrade the management level and acomprehensive risk control capability, a truly competitive strength of modern joint-stockcommercial banks.Currently, the parties face the reform of state-owned commercial banks awareness of theimportance and urgency of highly consistent. Generally the core of the reform is to improve thecorporate governance structure, the introduction of strategic investors through measures such asimproving mechanisms to promote further deepening of shareholding system reform. Based on theabove understanding, the purpose of this study is : in the state-owned commercial banks improvecorporate governance and joint-stock transformation of historical change, and how to regulate theintroduction of strategic investors, through what system design, the use of the positive elements ofour country's state-owned banks to improve corporate governance structure, improvecompetitiveness and risk management, prevention and control its negative effects, safeguard thecountry's financial stability and security. We hope that through a preliminary study to promoteawareness of the problem. The frame of research and statement adopts the problem leading mode.Therefore, the main way of thinking can be concluded as, after putting forward the topicbackground, analyze the necessity, possibility and risk, then on the premium of the analysis, focuson the researching purpose , grope the possible project and system design.On the foundation of those analysis which is upon international experience and national practice,the author make analysis based on the New Institutional Economies and Company Governancetheories, put forward the primary thought and specific suggestion on the design of systemimprovement from among to five aspects, namely, choosing the scientific importing strategy,deepening the reform of internal govern system, refining the market environment and itsfundamental facilities, consummating the supervising system and innovating the available formsof the state-owned share-hold system. Moreover, the author made some predictive assumptions in,after open, the probability of state-owned commercial banks transforming into state-ownedshare-hold financial corporate so that they finally achieve mixed running, and some innovativeprimary analysis upon our policies toward foreign strategic investments in this whole transformingprocess.