A Study On Profitability Of China 's Property And Casualty Enterprises

In recent years, The development of China’s insurance industry played a role in promoting the rapid development of China’s economy. With the rapid development of economy, to economic stability, indicating inflation, while in the economic downturn,a stable economy, reduce the effect of the recession. Although China’s insurance industry development has made great achievements, but still faced with low production efficiency, lack of core competitiveness of the situation. And Chinese CIRC commitment from December 2006, foreign insurance companies to enjoy national treatment. Until the early 2015 when foreign insurance there are 56 to achieve premium income 90.19 billion yuan, accounting for 4.5% of the premium income of the country, over the last year increased by 0.5 percentage points, China since the accession to the WTO, the insurance industry facing very serious challenges,domestic insurance industry in many ways are subject to threats from foreign insurance companies. Therefore, to assess the efficiency of China’s insurance industry,the main reason for the competitiveness of China’s insurance industry, to enhance the profitability of China’s small and medium-sized insurance industry has a very important theoretical and practical significance.In order to investigate the profitability of China’s property insurance industry management ", this paper takes YC insurance company as a case study. From the following two aspects affect the profitability of the company’s financial indicators and non-financial indicators and discuss on the profound research. First should be clear about the trend of the development of Chinese property insurance market. From the basic factors of the impact of property insurance company profitability of discussion;secondly, according to the theory of the profitability of the enterprise evaluation system construct basic frame of the factors affecting the insurance company profitability. To extend the method and path of property insurance company profitability evaluation and promotion; finally, through the management situation of YC property insurance company analysis, it is concluded that the deficiencies; on the basis of, in the effect of YC company profitability factors empirical points analysis inthis paper, by using the analytic hierarchy analysis method. Respectively to enhance the company’s overall profitability as the goal layer, to the control of comprehensive strength, Chen, reimbursement ability and business ethics as the criterion layer factor,to cultivate the core competitiveness, customer satisfaction, innovation ability, talent,enterprise culture, international perspective of six elements for case layer factors,based on building hierarchical folding structure model for empirical research.Through the empirical study and combine the results of the YC property insurance company the actual operation situation of feasible suggestions are put forward, Thus for the overall profitability of China’s small and medium-sized insurance company promotion provides an important reference and reference significance...