Research On The Development Path Of Rural Community Development Fund In China

The issue of agriculture has always been a big problem for our country’s economic and social development and the national economy and the people’s livelihood. Now the major problem of the development of rural economy in China to face is the shortage of rural start-up funds.China’s successful introduction and promotion of micro credit to provide the time and a good way to improve the rural financial problem. The starting point of the emergence and development of micro-finance is to give the poorest regions cannot obtain loans from formal financial institutions to provide credit to help the farmers income. But due to the business nature of micro-finance is the target group, remote poor areas is very difficult to get loans, the community development funds, arises at the historic moment. This paper discusses the development of rural community development fund in the context of micro credit, and analyzes the development path, the development advantage and the future direction of development of rural community development fund.This paper combines relevant economic theory and the theory of community development to analysis of the necessity of community development funds and its applicability. Through the cause of the community development funds and development advantages situation analysis, from four aspects to propose the development path of community development fund. And explain the path advantage of community development fund by means of contrast. And through the empirical analysis in this community development fund under the path selection of the performance, still existing problems and future development trend.On this basis, put forward how to establish a more effective community development fund proposal for poverty alleviation. This is a useful way for the rural poor areas to find a kind ofeffective credit way, which can provide a reference for promoting the development of rural economy in China.