Marine Cargo Insurance, The Insurance Interests Of Research

As to The Insurance Law,especially for the Marine Insurance Act,the principle of insurable interest is well-deserved one of the most important principle.It is the core of The Insurance Law."No insurance interest,there is no insurance",the principle of insurable interest is the basic principle which evaluates the effectiveness of marine insurance contract and stipulates a insurer's liability of compensation and the scope of the commitment.As to insurable interest and related issues in the international marine cargo insurable practice in the field of application,it is controversial,facing with lots of difficulties.In our country,as a basis law for adjusting the relationship between maritime,Maritime law is ever not concerned with insurance interest,and even the new Insurance Law adopted in 2009 and will be amended in October 1,2009,is only a simple introduction.When putting it into maritime cargo insurance,it is also far from satisfactory.With the enhancing awareness of insurance,improve the principle of maritime insurable interest and make it truly in line with international standards, will be of great significance in the study of the theory and practice for the principle of maritime insurable interest and their application in marine insurance.This article is divided into six parts for research.The first part is to introduce the reasons for choosing this paper,the technical line in this paper,and the significance in theory and practice.The second part as a whole analyzes the basic situation of the principle of insurable interest,including the history of the principle of insurable interest,the meaning of the definition of insurable interest in marine insurance,the criteria of insurable interest,and so on.Partâ…¢discusses the relevant shipping men's insurable interest of goods,focusing on the insurable interest of the owner of the goods,the carrier,Pledgee of the bill of lading and insurer.The fourth part gives research on the effectiveness of insurable interest in the international marine cargo insurance.Analyze the subject concept and time concept of insurable interest.Discuss the issue of controversy about Ownership of subject.Point out the rationality and applicability of the clause "lost or not lost".Partâ…¤focuses on the transfer of the insurable interest and discusses the practical operation of disputes on several issues, such as:if the insurable interest able to transfer separately,the time of the transmission of the insurable interest,when transferring the insurance contracts,if the insured person must have the insurable interest,and so on.Partâ…¥discusses the defined attribution of insurable interest in the marine cargo insurance and introduces the general provisions of international trade terms.This discussion focuses on the issue of insurable interest in the circumstances of breaking a contact,especially in such three conditions.At the same time,in every part of the back,there is a summary of the conclusions of their own,elaborating China's existing marine insurance legislation and the corresponding solutions.It also gives some legislative and practical advices.