| When the first mutual insurance company-the Sunshine Agriculture Mutual Insurance Company come into being in China, the form of mutual company insurance caused a hot discussion in the field of legislation and research. The mutual insurance company injects vitality into agriculture insurance, in that it provides insurance service insurant, at the same time, the insurant become stakeholder of the mutual insurance company. For the development of the mutual insurance also receives the support from the government, it is a trend for further introduction of mutual insurance company.However, how we adopt the form, and how we regulate it are the problems we have not resolved, which serves as the theme of this thesis.The first part of the thesis is to introduce what the mutual insurance company is, its characteristics and it development process, and the challenge it brings to Chinese legislation.The second part of the thesis is to introduce the laws and regulations of the nations with advanced mutual insurance company system, like Germany, Japan, Britain and America, so as to provide reference for the construction of the system in China. There are complete systems in Germany and Japan, which include definition, registration procedure, finance contribution, organization and administration, merger, segregation, dissolve and clearance. The system in Germany and Japan serves as a good sample for China. The thesis also introduces unique system design in Britain and America.The third part of the thesis gives analyze of the problem of system construction in China, and gives a draft for the system of mutual insurance company in China. |
