Financial Performance Analysis And Its Commercial Banks

In the 21 century, along with the reform of financial system, finance industry faces the historical opportunities and challenges that have never been met before. In order to adapt the socialist market-economy system, scientifically analysis and really reveal the operational effect and financial situation of commercial bank, avoid financial risk and gain the best benefit, we should develop evaluation of commercial bank on base of financial achievement analysis.The paper utilizes the basic method of financial achievement analysis, constructing the financial achievement target system which reveals the basic management and administration principle of commercial bank-safety, liquid, profit, studying the application of the financial achievement target system through the case. The research includes the theory and practical parts.The main content of the theory part is as followed:1, The financial achievement analysis method2, The main financial proportion of commercial bank3, The financial achievement target plan of commercial bank4, The financial achievement evaluation method of commercial bank The main content of the practical part is as followed:The paper studies the case of Shanghai PuDong Development Bank, Shenzhen Development Bank, applying the theory and method of financial achievement analysis to practice, providing decision to the management and administration of commercial bank.The research target of the paper is to perfect the financial achievement analysis theory of commercial bank, to help commercial bank set up financial achievement analysis method scientifically and systematically, to provide effective evaluation method and procedure to commercial bank, which make managerial decision in the financial competition.The author utilizes many theoretical and quantitative tools in researching the topics, including financial compare analysis .proportion analysis .trend analysis, WALL analysis etc.The research features of the paper are as followed:1, Practice. The paper integrates the operation of commercial bank, following the basic management and administration principle of commercial bank. The financial achievement target system which has been set up combine safety liquid with profit.2, Operation. The paper collects the data of financial achievement target from financial statement of commercial bank, which are easily gained.3. logicality. The paper evaluates the financial achievement of commercial bank through target construction and proportion distribution scientifically, which reveals the logical relationship between achievement target and the basic management and administration principle of commercial bank scientifically.YuXin (MBA) Directed by Pan Guo Ling...