Chinese Commercial Banks To Build The Discussion Of The Financial Holding Company

Under the financial system of "special operation and special supervision", some commercial banks in our country have already developed to establish the financial holding company tentatively. The practices of developed countries' financial institutions show, financial holding company has some advantages, such as economy of scale effect, economy of scope effect, etc. These advantages have strong appeals for the commercial banks to establish the financial holding company. Furthermore, the mode of financial holding company itself can avoid the dispute of special operation and integrated operation in our country. Therefore, it's necessary to have a research on the commercial bank establishing financial holding company.Our commercial banks can establish the financial holding companies on the basis of their own strength, through contrasting with the financial holding companies established by foreign commercial banks, analyzing their successful experience, and according to the relevant law and regulation of our country and our commercial banks' situations. Then, they can merge, purchase or newly set up trans-industry financial company as their subsidiary company in order to establish a financial holding company with diversified operations.