| This paper introduced the development route of the networkalization of bank at many levels. Combining the current situation of the networkalization of bank nowadays all around the world, this paper analysed the transition to and characteristic of the network bank, and pointed out the certainty trend of networked development of the bank.Relying on the existing theory and analyzing through the fact, we can summarize and go out the objective effect of the networkalization of bank on the financial structure, the system of the currency, monetary policy, the management and administration of the bank, the bank supervise, and this effect will show different kinds of behavior at the different developing stages of the networkalization of bank. This paper noted either the trend and perspective of the networkalization or the realistic value of the consideration to the effect.Comparing with other countries and regions in the world, the development of the networkalization of bank in our country is not sluggish. Because of the realistic characteristic of domestic present financial environment, the financial structure, monetary transmission mechanisms, the management and administration of the bank, financial supervision, the developments of the networkalization of bank hi our country should show some corresponding characteristics. The effect of the networkalization of bank in our country has the brand of this characteristics undoubtedly. This is one of the foothold of analysis in the paper.Facing challenge from accession to the WTO, mixed operation and trend of the financial market-oriented background which strengthen day by day, if we want to answer up the networkalization of the bank and improve the whole competition strength of financial circles of our country, we have to break the conventional idea, form the consciousness to reply the networkalization of bank actively, and look for the countermeasure which suit the characteristic of our country through probing every aspect of monetary policy, the management and administration of the bank, the law and the manpower resources management. |