On The Legal Promotion Of Community Banks In Western China Under The Concept Of Pratt & Whitney Finance

Developing the Community Banks is one of the significant measures to realize the Inclusive Financial, along with advocating the Inclusive Financial policy energetically in our country. The development of the Community Banks will make contributions to improve the western provinces of financial service system. Not only can it provide differentiation service to society which is different from traditional banks, but also it can reduce the operating costs for the bank. In the future, the area of Community Banks must be a fierce financial competition field. Our country should come on relevant legal provisions to supervise the Community Banks timely in the future. Depending on the laws to promote the development of Community Banks, which is conducive to social and economic stability. How to make use of the Community Banks to develop the western economics, which will become a major task in the western provinces. This paper is divided into three main parts:The first part is introduction. This chapter mainly introduces the background of developing the Inclusive Financial vigorously in our country, and derivations to the research objects for regulating the Community Banks effectively, and also introduces the relevant research methods.The second part mainly put forward to some disadvantages existed which are based on the actuality of the Community Banks in China. This chapter combines to the actual conditions of Community Banks in China, and introduces the current situations and the causes. According to the current situations of the Community Banks which are set up by many banks in western areas, we can analyze the problems existed in the development of the Community Banks and restricting factors.The third part rises to some reasonable legal countermeasures which aims at the problems existed in the development of the Community Banks. This chapter mainly combines Chinese current financial environment constructions with the development practices in the west of China, the same as the problems on how to regulate the Community Banks and how to play its role of Inclusive Financial in western areas. From these four aspects, we can come up with some detailed legal suggestions.