China's Listed Banks Operating Performance Analysis

With the full opening of China's banking industry, it's not only for the commercial banks'objective needs of development but also for their actual needs of coping with international challenges and competition, to appraise Chinese listed banks'performance scientifically and comprehensively according to the requirements of modern management for performance of commercial bank, to bring forward problems that need to be solved, in order to enhance management, improve the performance of commercial banks, and cultivate competitiveness. In addition, it will facilitate general investors and financial consumers to appraise the performance of commercial banks, and help increase the commercial banks' transparency, that will promote banks to fulfill the scientific and sustainable development, and will be meaningful to operate commercial banks well.This paper reviews the performance theories, empirical studies and methods both in domestic and foreign academy. According to the basic theories of banking performance, this paper selects and designs 12 appraisal indicators to evaluate the performance of Chinese listed commercial banks based on their 2008 annual reports. Compared with the relative empirical tests, this paper concludes that:the whole performance of Chinese listed commercial banks is advancing, and the differential extent among banks tends to be less. 2008,The national commercial banks performed better due to ever-strengthened corporate governance and scale advantages; small and medium commercial banks decelerated the trend in development comparatively; city commercial banks achieved a great progress due to going public and restructure themselves successfully. Finally, combined with the empirical studies and current situation, this paper puts forward some suggests to help improve Chinese listed banks'performance.