Study Of Regulatory Legal System Of China's Financial Holding Company

Financial innovation is increasingly active with the financial globalization, financial liberalization and financial integration. Financial mixed-business management has become the inherent requirement of financial development, booming worldwide. However, The speed of the financial liberalization and financial innovation is so rapid that led to the current global financial crisis. At present, China has been aware that is urgency to establishment of an effective financial system, But many problems still exist with the development of China's financial industry, It could lead to disastrous consequences if the pace of globalization of financial liberalization and step too quickly. We also need financial liberalization and globalization, but the process must be careful and orderly.The financial holding company has become the optimal model selection of the China's financial mixed-business management, A certain number of financial holding company has development in china, and corresponding a series of regulatory policies was launched. But China's financial holding company legislation and its related regulatory system still in the groping cautiously and gradually on the whole. The paper have a comparison from the international financial holding company law the mode of regulation and supervision of the contents, In the reference the U.S. financial regulatory system and the reform of the basis of experience exposed in the current economic crisis. Puts forward some specific system construction for China's financial holding company regulatory system. Our expectations on financial holding company operation safety and efficiency, advance our legal system for the supervision of financial holding companies and financial market reform is safe and effective, To promote the healthy development of China's financial industry and the development of the whole national economy forward.In this paper, I analyzed the financial regulatory system in four aspects. The first part of this paper, The general theory of the financial holding company and its regulation ,make summarizes of the financial holding company, Introduces the financial mixed-business management modes, And analyzes the principles of financial holding company regulation.The second part of this paper, the analysis of the financial holding company legal supervision mode, Make a comparison of international Supervision of financial holding company multilateral mode, And expounded of different kinds of regulatory classification and features.The third part of this paper, The analysis of the supervision of financial holding company system content, analyzed the specific content and main content of regulatory control of the Supervision of financial holding company requirements. Mainly includes the main financial holding company's capital, organizational, and personnel and internal control system requirements and the Firewall system, restrictions on related party transactions and information disclosure system in the operation of the process of the financial holding company.The forth part of this paper, The legal system improve of regulation of financial holding companies in China. It introduces the development and current legislation of Chinese financial holding company, and analyses the Regulatory legislation's challenges of the financial holding company under the crisis and American financial regulatory policies' adjustments under that, as well as the impacts of these policies in China. Finally ,it advances some proposals to complete supervision system and the contents of financial holding company supervisory legislation...