China's Financial Industry, The Banking Regulators In The Trend Of Mixed Research

Finance is the core of modern economy. The financial development can speed up the growth of one nation's economy,the financial crisis can destroy its economic system in a minute. As a result, financial industry is the most severely regulated industries.Banking industry is the monopoly industry of finance. Banking Regulatory are very important in each country for the financial system. The effective regulation can prevent risk,in order to effective regulate,the regulation and the development of banks' management should maintains consistent.At present,the tendency of mixed operation in banking industry has appeared. The old regulation system,which is based on seperated operation appeared its malpractice. The government may not achieve its purpose for intervening economy.Meanwhile,our banking industry may also undertake more risks. Financial crisis that first happened in the USA show us that we must enhance the regulation of the banking industry. Otherwise, Invalid regulation will cause not only the collapse of the financial system,but also the regressing of the economic system.In order to adapt to the tendercy of mixed operation in financial system of our coutry, displaying the function of the gorverment's intervention of the economy , avoiding the conflicts of the regulation,we should reform the organizations for banking regulatory, implement the pattern of unified regulatory, establish the unification finacial regulation organization.