Competitiveness Of China's 14 Listed Commercial Banks

Along with the economic development of our country, the state-owned economy after the reform and accession to WTO all-round opening up of financial markets, as well as from the beginning in 2008 by China's commercial banks loan crisis in the United States at different levels of impact, so that commercial banks on the competitiveness of our country's culture and research has become urgent to upgrade themselves and become a financial reform of the current important issues need to be addressed urgently. So, select "14 commercial banks listed on the competitiveness of evaluation studies" as a master's thesis topics at present has a certain theoretical and practical significance.In theoretical research and empirical research to combine the principle of an integrated index of this article as the basic analysis tools, through to reveal the basic rules of competition in the banking sector and the model, analysis of 14 listed commercial banks in the highly competitive market position its competitive strategy and provide the basis for the selection of the operation can make use of measures. The main contribution of this paper are:1, from the scale of competitiveness, profitability, liquidity, security, capacity, development capacity and other indicators of the six point of view, under the 14 listed commercial banks in financial statements for the year 2007 published data, comparative analysis of various commercial market bank. Six categories of data will be aggregated to arrive 14 commercial banks listed on the competitiveness of sort: Industrial and Commercial Bank of China. Construction Bank, Bank of China, China Merchants Bank, CITIC Bank, Bank of Communications, Industrial Bank, Shanghai Pudong Development Bank, Bank of Ningbo, Bank of Beijing, Shenzhen Development, Minsheng Bank, Nanjing Bank, Huaxia Bank.2, using a comprehensive index, the competitiveness of banks in complying with the basic theory on the foundation, build a relatively complete assessment of the competitiveness of commercial banks target system. Set up by the target system not only reflects the mobility, safety, profitability of the bank's business principles, will the competitiveness of commercial banks into the content and theory to the evaluation system so that the evaluation system set up with a clear structure can be better reflect the evaluation of the logical relationship between the target characteristics.3, through research, on how to improve the competitiveness of China's commercial banks put forward countermeasures and suggestions related to: the expansion of market share and enhance profitability; commercial banks set up a modern corporate governance structure; to deepen the reform of human resources management; the ability to develop business innovation; set up multi - and efficient service system; construction technology as the leading team to enhance the technological competitiveness; achieve international standards, and actively developing overseas markets.In this paper, a listed commercial bank in China to enhance the competitiveness of the analysis and put forward countermeasures and suggestions. Constraints for the listed commercial banks in our country's competitiveness for various reasons, one by one to improve the competitiveness of various effective ways. Of other non-listed commercial banks to enhance competitiveness must also have reference value.