Study Of Migrant Workers Pension Insurance System Mode

The peasant-worker will be the leading strength of China urbanization. With literature analysis and field investigation, using the experience of foreign endowment insurance and the pilot mode of domestic peasant-worker's endowment insurance, proceeding with peasant-worker's own demand, we put forward the principle and mode selection that the endowment insurance system of peasant-worker with Chinese characteristics must adhere to.It's not only essential to establish endowment insurance system for the peasant-workers, but also totally feasible under the present China's main objective condition. The setting-up of peasant-worker's endowment insurance must adhere to fair and long-term planning principles, persist in reunification system principle, adhere to the urbanization principle, adhere to the main responsibility of government and enterprise, insist on ensuring peasant-worker's income principle, insist on classifying hierarchically and advancing gradually principle, adhere to the integrated information construction principle.Incorporating to the urban endowment insurance system is the developing direction of peasant-worker's endowment insurance. We have to build macroscopic legislation, using local pilot mode experience for reference, establishing nationwide unified peasant-worker's endowment insurance system, realizing the unity of the policies and regulations. Take the strategic measure classified hierarchically to bring peasant-worker within the urban social endowment insurance, realizing butt joint with the rural endowment insurance at the same time. Construct information-based platform, advancing the construction of gold assurance engineering, setting up account shifting and jointing mechanism, realizing no obstacle to shift or joint nationwide with insurance relation and personal account. On the mode of raising funds, we should implement the same policy as urban worker, and reform in step with the reform of the urban endowment insurance. Strengthen the financial supporting of the government. Improve paying mechanism's construction of endowment insurance; Carry on reform and construction of the related system. This dissertation especially emphasizes the government's differential financial subsidy for the peasant-worker whose pension is lower than the urban minimum wage. On peasant-worker's personal endowment insurance account design, collect peasant-worker's social insurance card number with their ID card number, realizing information to integrate and innovate.This dissertation stress peasant-worker's project research of endowment insurance really. It is also independent of other insurance kinds. It is connecting with urban social endowment insurance and rural social endowment insurance, having stressed the characteristic of peasant-worker's endowment insurance.