China's Commercial Banks. "the New Basel Capital Accord," Under The Framework Of Credit Risk Management

The credit risk is one of the most important objectives lying through the development of commercial bank. In the late last century, a series of financial events such as the bankruptcy of Bahrain Bank and Asian financial crisis makes us reflect on the managing Credit-Risk, develop and strength greatly the conception and technology , eventually bringing about the Basel Capital Accord II that focuses on the Credit-Risk of Management, involving Three-Pillar. With the reinforcement of financial liberalization and globalization, it is very hard for the supervision force of all countries bank industry and even managing Credit-Risk of commercial bank itself to adopt the increasingly complicated environment of Credit-Risk. It is definitely necessary for our domestic commercial bank struggling forward to elevate the ability to Credit-Risk management.Through eight chapters, the thesis is going to abide by the framework of the Basil II, analyze the situation and the problems of our domestic commercial bank, utilize the modern techno of Credit-Risk measure model and effectively improve Credit-Risk management by reasonable methods and measures, which enables us to adopt the new requires and trend of Credit-Risk management under the framework of the Basel Capital Accord II, welcome the challenge from it.