The Mode Selection Of The Comprehensive Management Of The Financial Industry And Risk Prevention

The basic function of finance is changing the saving into invest more effectively to promote the development of the economy. The comprehensive financial operation as the carrier of the financial function, is the key to change the structure of finance and to deepen the framework of financial system. With the background of the acceleration favorable balance of world trade and the long-term monetary liquidity, our government need pay attention to the financial structure influencing the financial system and accelerate the procedure of comprehensive financial operation. While our country had opened the financial services to abroad without limited, the foreign financial group should have been entering domestic financial market such as bank, security, insurance and so on. The competitive advantage is not only on service conception and financial technique, but also on the model and experience of comprehensive financial operation system. So our financial company should promote comprehensive financial operation to enhance competing ability. On October 2005, the Central Committee suggested that we should pull trying work of the comprehensive financial operation steadily. In this condition, this article analyzes the comprehensive financial operation model and risk avoiding.This article is on the basis of researcher's study, uses the theories of micro-economy and industrial system, studies the choosing standard of comprehensive financial operation model, risk avoiding and the financial supervision. The framework of this article is below,Part one and part two, are the prolegomenon and theory study. Part three and part four, analyze the different financial operation model between China and abroad and suggest the phase of the comprehensive financial operation. Part five suggests the risk avoiding measures. The last part designs an easy solution of the supervision.The innovation of this article is below,Firstly, this article suggests the five phases of the comprehensive financial operation.Secondly, this article analyzes the risk type of the comprehensive financialoperation and suggests the relational avoiding measures.Thirdly, this article discusses the financial supervision model on the angle of promoting the inside and outside financial controls.