Prediction Of China's Banking Performance Of Listed Companies

Bank financial forecast refers to an estimate of balance of the given receipts and disbursements for a particular period based on optimal information in hand currently.Bank financial forecast is the premise of the financing program. In order to provide service product to the public, the bank need a certain capital in cash as a guarantee. Therefore, if the bank wants to meet the ego needs in fund for a certain period in the future, the first move is to receive a perfect forecast of enterprises' future development of income, so as to determine the finance reserve for homologous income level. The future earnings forecast is the foundation of bank financial forecast.The bank outstanding achievement forecast provides decision-making foundation for various investment or speculation subjects in financial markets. As the perfection and development of the financial markets, a growing number of investors change from blind speculators into rational investors, paying more attention to the long-term development outlook of the invested enterprises. They are required to give perfect forecast of enterprises' future development of income.This dissertation uses a method of integrating theoretical analysis with mathematical analysis as its main research approach, a source of reference: CAMEL Theory (CAMEL) as its theoretical principle and the research in empirical studies as its first-phase preparations. We compare the banks' operation characteristics by the use of the world popular cross sectional analysis and then point out that the banking-class listed companies in our country have reached world-class bank level in profitability while falling behind in reward structure, business coverage and management level, according to the banking-class listed companies' bank statements in both the Shanghai and Shenzhen Stock Exchange during 2002 and 2005, as well as the financial data of the Top Twenty banks all over the world.In addition, the dissertation explores the key indexes that influence outstanding achievement by analyzing financial data in econometrical method and establishes a corresponding index system and outstanding achievement model, providing a source of reference to various researchers and investors who follow the bank development...