Study Of The Jiangmen Branch Banking Regulatory Effectiveness

Since the CBRC Jiangmen Office's foundation in 2004, it carri-es out the function of supervisal seriously, and has achieved remar-kabl effect. Jiangmen's banking has made great development. Throu-gh strengthening compliance system, perfecting internal control syste-m, improving asset quality, optimizing financial services, almost ev-ery operation index has advanced. But, there are still some proble-ms, such as, the bad asset quality, the weakness internal control sy-stem, the less innovation, the low profitability, the uneven financia-1 services, etc... All of these aspects show that CBRC Jiangmen O-ffice needs reform to enchancing its efficiency.The author analyzed the infection factors about CBRC Jiangme-n Office's efficiency. The result is mulriple reasons leads to the in-efficiency of CBRC Jiangmen Office. For example, The supervisionrules is not perfect, some means is powerless, many practitioners a-re incompetent, the inspiring mechanism is undound, the resultant f-orce is absent.In order to solve these problems, the author gives a complete set of suggestions which are based author's work experience and ac-ademic knowledge. To establish a effective supervision system, we need perfecting the supervison rules, reforming department, improvi-ng supervision means, upgrading practitioner's ability, and improvin-g the validity of supervisal.