The Study On The US Financial Crisis Basedon Marxist Theory's Angle

Since the US financial crisis has out broken in 2007, it has spread worldwide rapidly; itis a serious blow to the world's financial industry and its impact is sustaining. After thebroken of the crisis, domestic and foreign scholars have conducted research on it, however thepeople discovered that Marx'scientific analysis and judgment which regarding the reason ofeconomic crisis, the possibility and the feasibility of the crisis is still feasibility and validity.This paper study the U.S. financial crisis from the perspective of Marxist theory, thinksthe essence of the financial crisis is overproduction. Excessive expansion of credit promotedand strengthen the financial crisis broke out,the expansion of virtual economy is the directcause of US financial crisis, the lack of government regulation exacerbated the outbreak of thecrisis, the basic contradiction of capitalism is the deep-rooted causes of the crisis. U.Sfinancial crisis has cast a dark shadow to the economic development of the world, inevitably ithas cause tremendous impact to China's economy, China's economic growth slowed, the scaleof foreign trade shrieked, the pressure on RMB appreciate increased, financial and real estatemarkets were strong impacted.Focus on long-term development of China's economy, this paper conducted in-depthanalysis of our current problems in economic operation. Points out that our country'seconomic growth structure is irrational, the development of real estate market and financialmarket is imperfect, based on this basis this paper puts forward countermeasures andsuggestions to these issues. About the structure of economic growth, should achieve thechange from relying on investment and exports to relying on consumption, investment andexports; in the real estate market, the government should take measures to address the highprice issue, speed up the housing security system, improve the credit behavior of the realestate industry and increasing the regulatory capacity of regulatory authorities. In the Building of the financial markets, should focus on resolving the problem of overheated investment; inthe securities market, should promote the securitization development of assets, activelypromote financial innovation, build a sound financial regulatory system and take effectivemeasures to ensure the healthy development of financial markets.